As a person who is very deeply involved in the advocacy and planning sphere for bicycles and micromobility it's paramount that proper language be used.
It's a crash, not an accident. The only time "accident" should be used is if the rider crashed alone and unavoidably. Most crashes are preventable and are the result of poor decision making.
And it's not a car/truck/bus that crashed into the victim, but a person/man/woman who crashed their vehicle into the victim. Until self-driving cars are the norm it's still a person operating their car.
And forget the strawman arguments - e.g. "I didn't see them" or "they were wearing dark clothing" or "no helmet." In the end the blame is in the driver, fellow person on a bike, etc. Trying to deflect blame is a classic defense mechanism but isn't really valid.
There is an optics issue that's tough to avoid in some cases: that of loading bikes onto a rack, driving to trails or far away roads, and riding from there. When a bike is loaded onto a motor vehicle it enters the realm of "toys" to far too many people, rather than that of a tool or a legitimate vehicle for transportation. It's a really tough cultural battle to wage, and one that will take a lot of diligence to win. Building safer infrastructure for bicycles and micromobility is key to this: making using a bike to commute and run errands (i.e. the things people currently do with a car) more normal will help blunt the argument that bicycles are just expensive toys in the eyes and minds of others.
This is a key reason why I try to do more of my longer distance rides leaving from the urban core of the District of Columbia, showing that my bike is a valid form of transportation and recreation. I'll run errands to the home center, to the grocery store, and even to the warehouse club on my bicycle. Other than my ski coaching job (which is a long drive from DC, sadly) my commutes are almost always done on bicycle. And I try to influence my friends and neighbors to do the same - and many have started doing so when and where they can.
The anger shown by some drivers toward people who deign it OK to go from place to place in something other than a car/truck/SUV/van is reprehensible. It's based completely in an inability (or unwillingness) to understand that roads are for people to get from place to place, regardless of the method of motion. And given the culture (especially here in the U.S.) has given motor cars high societal value and has made any other way to get places more fringe and less socially acceptable it's tough to overcome.