Delay gratification and try stuff. Look into the differences of a higher vs lower stack and top tube lengths. The comment that AL can ride is in part true but for carry and long-term the treaded fittings of a steel and ti frame can be better.
1x simplicity is great but 2x can make a lot of sense for some riding. It is a matter of range and narrower splits between gears. Along with the drive train and tire diversity that is fantastic there are bikes more towards racer and tourer. Know those differences and get what's right for you.
We've had and still have a few in this category. Budgets have been modest through my Route 45 (Moots). It was initial shock but no regrets on the Moots. My wife's favorite is more an off road tourer and it moves great on pavement with the right tires.
Frame bags are best friends.
One more. Differences in ti are more than one might think. Lots are OEM tube sets. Moots has several diameters, sleeves butting. You get the magic ride with more performance and something you can absolutely beat on that lasts and cleans up well. My prior steel frame also put up with about anything.