I finally broke down and got a new phone. I didn't break the bank, either. The last one would hang when I took photos in the cold, so it was time. This phone cost about the same as a point and shoot I would have gotten to allow me to keep the old phone, so a good step sideways and up.
It's a Motorola One 5G UW with 128 GB built in. I added a 128 GB card so I don't have to worry about filling up the device with photos and music. It has a 48 MP camera (quad pixel) which means it has great resolution; it doesn't make 48 MP photos, but enhances the photos by having more content to work with, if I understand it correctly. Macro mode, HDR photos, excellent Wi-Fi calling, 5G (which I didn't realize was a prevalent around here as it appears to be), runs a lot faster than the old phone (to be expected).
I got it on ebay for $300 (including tax) which is about 1/2 the Verizon/retail price. It was a 14 day return and has the warranty according to the vendor. I just moved the SIM card over and boom. It was online and I just had to go through the standard setup process. Hours later to install and test the apps and I was a happy, if tired, camper. I have two Google accounts and have inadvertently installed apps with both of them so I had to do a fair amount of manual stuff to get them running. Using the Verizon transfer feature was a good experience apart from the two Google accounts as Wi-Fi settings and lots of other basic stuff got carried over.
All in all I'm happy with it and the price was good. My first cold weather photo with it worked as hoped, too, so mischief managed.